Top 5 Reasons Students Need Contents Insurance | Urban Jungle & Student Housing

If you’re moving into student accommodation this year, you’re probably focused on freshers’ events, meeting your housemates, and figuring out where the cheapest pint is.

Contents insurance might be the last thing on your mind — until you lose your laptop a week before your deadline.

That’s why Student Housing has partnered with Urban Jungle to make protecting your belongings easy, affordable, and built for student life.

Here’s why you shouldn’t wait another day to get covered.

1. Your Stuff is Worth More Than You Think

You might not feel like you own much, but add up your phone, laptop, headphones, clothes, trainers, bike, games console, and course textbooks — you could be looking at £3,000 or more in total value.

Could you afford to replace it all tomorrow if it was stolen, damaged, or destroyed? Probably not.

With student contents insurance, you won’t have to.

2. Accidents Happen Every Day

Student houses are busy places. Drinks get knocked over, phones slip into sinks, laptops get dropped down stairs — you name it, we’ve seen it.

Urban Jungle offers accidental damage cover, so a small mistake doesn’t become a huge expense. Spilt coffee on your MacBook? Covered. Knocked your flatmate’s TV off the stand? Covered.

3. Thieves Target Students

Unfortunately, student areas are hotspots for theft.

Unlocked bikes, laptops left unattended in the library, or a phone grabbed during a night out — it happens far too often.

With Urban Jungle, you can add out-of-home cover so your items are protected even when you’re out and about, not just in your room.

4. Landlord Repairs Aren’t Free

If you accidentally damage something in your rented property — like a carpet stain, broken furniture, or a cracked window — you could face a hefty bill.

Urban Jungle includes tenant liability cover, which can protect you from paying for repairs out of your own pocket.

5. It Costs Less Than a Takeaway

Here’s the kicker: Urban Jungle policies start from just £5 a month. That’s less than a couple of coffees, and a lot cheaper than replacing your laptop or phone.

It takes minutes to sign up, there’s no long-term contract, and you can cancel anytime with no fees.